The team at Best Refinance Rates has spent hours researching the application processes of each of the top lenders in order to figure out which ones make applying for a refinance the simplest. To make sure we only include the best companies in the industry, we consider accepted application methods, average application lengths, and how much personal information is required for prequalification. Based on our research, we’ve created the ratings and reviews you see here as convenient guides to the companies with the easiest application processes.