Refinance Companies with the Easiest
Application Process in
2022

The refinance companies that offer the simplest application process.
Applying for a loan can be daunting. We rated the nation’s leading lenders and brokers to determine which ones have the most streamlined and fastest processes.
Save time and enjoy a better refinance experience.

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Best Refinance Rates makes the process of finding a refinance lender more streamlined and efficient. To enable us to provide our content, we do sometimes collect revenue from our clients for consumers who visit their site from our site. We do not make any compensation for a consumer merely viewing our content. Although we sometimes adjust the ordering of which companies are profiled based on compensation, we make a point of reviewing each company independent of any compensation that may or may not be received to ensure we preserve the value that consumers enjoy from visiting our site.

Easiest Application Process for Borrowers in

Best Refinance Rates
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Ratings Methodology for Application Process

The team at Best Refinance Rates has spent hours researching the application processes of each of the top lenders in order to figure out which ones make applying for a refinance the simplest. To make sure we only include the best companies in the industry, we consider accepted application methods, average application lengths, and how much personal information is required for prequalification. Based on our research, we’ve created the ratings and reviews you see here as convenient guides to the companies with the easiest application processes.

Ratings Recap for Application Process

Rank
Company
Score
Rank
Company
Score
New American Funding
PennyMac
Rate Rabbit
AmeriSave
Figure
Guaranteed Rate
loanDepot
Quicken Loans
CapCenter Mortgage
Credible
American Advisors Group
Bankrate
Beeline
Discover
Mission Home Loans
Mutual of Omaha
Zillow Home Loan
Freedom Mortgage
Assurance
Best Refi Rates
Caliber Home Loans
LendingTree
Mortgage.net
Direct Mortgage Quotes
FHA Rate Guide
Mortgage Rates Pro
Online Mortgage Loans
SoFi
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