Our Ratings Methodology:

The Best Refinance Rates team assigns ratings to the companies we feature in the following categories: fees, loan variety, customer service, company reputation, ease of application, suitability for lower credit scores, and suitability for higher credit scores. With decades of experience and hours of in-depth research to back us up, our ratings accurately reflect the strengths and weaknesses of each company. With these ratings, we hope to provide clear and helpful information on the factors that truly matter when it comes to picking a refinancing company.