- Flexible loan options so homeowners can get the terms they want
- Online application keeps things simple
- Clear rate and APR estimates are easily available so homeowners can get an idea of pricing before applying
PennyMac was founded in California in 2008 as a mortgage lending company with the ability to lend in all fifty states. They are among the top three lenders in the U.S., with their company seeing major growth each year in large part due to their commitment to treating their customers with respect and fairness.