New American Funding is an accessible lender that works to reach all homeowners. For those looking for plenty of loan options, fair pricing, and attentive customer service, they are a quality choice.
Loans Offered Include: Fixed, ARM, conventional, FHA, VA, self-employed/non-qualified
New American Funding has one of the widest varieties of loans we've seen. Along with the usual conventional and streamline options, they also allow homeowners to choose from more custom loan options.
New American Funding's costs are about average for refinancing, with lower costs available to customers with good credit scores. The site does update cost examples daily so customers know what to expect.
New American Funding's customer service is top-notch. They have cost calculators as well as a phone number to call for assistance if necessary. They make an effort to ensure accessibility by having Spanish-speaking staff available.
New American Funding maintains a stellar customer reputation, largely due to their loan variety, helpful customer service, and commitment to serving all communities.
Ease of Application Process
New American Funding's application is quick and easy to fill out, taking only a few minutes and requiring less personal information than some other companies. They operate in 48 states, allow online applications, and do not require a social security number for customers to see potential prices and loan options.
For Lower Credit Scores
Minimum Credit Score: 580-620
New American Funding is fairly forgiving when it comes to credit scores, as they accept scores as low as 580-620. Keep in mind that minimums depend on the loan type.
For Higher Credit Scores
When it comes to homeowners with higher credit scores, New American Funding is one of the premier lenders we've researched. While rates change regularly, you can expect low costs and customizable loan options when you choose them.