The team at Best Refinance Rates has spent hours researching how credit scores affect pricing and loan quality for each of the top lenders in order to figure out which ones best serve homeowners with higher credit scores. To make sure we only include the best companies in the industry, we consider credit score requirements, average costs, and how costs tend to change for homeowners with higher credit scores. While having a high credit score generally means lower rates on refinance loans, some companies are better about this than others, which makes comparing rates from multiple companies important for those wanting to save as much as possible. Based on our research, we’ve created the ratings and reviews you see here as convenient guides to the companies that have the most to offer for homeowners with higher credit scores.