The Best Refinance Options with
a Higher Credit Score in
2022

The refinance companies that are best for borrowers with a higher credit score.
We rated the nation’s top mortgage providers to see which ones offer the best options for those with a good (700-749) or excellent (750+) credit score.
Take advantage of your credit and start saving today.

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Best Refinance Rates makes the process of finding a refinance lender more streamlined and efficient. To enable us to provide our content, we do sometimes collect revenue from our clients for consumers who visit their site from our site. We do not make any compensation for a consumer merely viewing our content. Although we sometimes adjust the ordering of which companies are profiled based on compensation, we make a point of reviewing each company independent of any compensation that may or may not be received to ensure we preserve the value that consumers enjoy from visiting our site.

Best for Higher Credit Borrowers in

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Ratings Methodology for Higher Credit Borrowers

The team at Best Refinance Rates has spent hours researching how credit scores affect pricing and loan quality for each of the top lenders in order to figure out which ones best serve homeowners with higher credit scores. To make sure we only include the best companies in the industry, we consider credit score requirements, average costs, and how costs tend to change for homeowners with higher credit scores. While having a high credit score generally means lower rates on refinance loans, some companies are better about this than others, which makes comparing rates from multiple companies important for those wanting to save as much as possible. Based on our research, we’ve created the ratings and reviews you see here as convenient guides to the companies that have the most to offer for homeowners with higher credit scores.

Ratings Recap for Higher Credit Borrower

Rank
Company
Score
Rank
Company
Score
New American Funding
AmeriSave
loanDepot
Quicken Loans
Mutual of Omaha
PennyMac
Rate Rabbit
Beeline
CapCenter Mortgage
Freedom Mortgage
SoFi
Zillow Home Loan
American Advisors Group
Figure
Guaranteed Rate
Caliber Home Loans
Credible
Discover
Bankrate
Assurance
Best Refi Rates
Direct Mortgage Quotes
FHA Rate Guide
LendingTree
Mortgage Rates Pro
Mortgage.net
Online Mortgage Loans
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