The Refinance Companies with the
Lowest Fees and Closing Costs for
2022

The best refinance companies for low fees and closing costs.
We rated the nation's leading lenders and brokers to determine which ones charge the least for application, origination, points, and other fees.
Refinance today and save.

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Best Refinance Rates makes the process of finding a refinance lender more streamlined and efficient. To enable us to provide our content, we do sometimes collect revenue from our clients for consumers who visit their site from our site. We do not make any compensation for a consumer merely viewing our content. Although we sometimes adjust the ordering of which companies are profiled based on compensation, we make a point of reviewing each company independent of any compensation that may or may not be received to ensure we preserve the value that consumers enjoy from visiting our site.

Lowest Fees for Homes in

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Ratings Methodology for Fees

The team at Best Refinance Rates has spent hours researching rates from the top lenders to figure out which ones tend to be the most affordable. To make sure we only include the best companies in the industry, we consider the average rates, APRs, fees, and closing costs that each one offers. It’s important to keep in mind that rates will vary due to a multitude of factors, including home value, the homeowner’s credit score and employment status, and the status of the housing market as a whole. Based on our research into current trends, we’ve created the ratings and reviews you see here as convenient guides to the best refinance rates available.

Ratings Recap for Fees

Rank
Company
Score
Rank
Company
Score
Beeline
New American Funding
Rate Rabbit
AmeriSave
CapCenter Mortgage
Mutual of Omaha
Quicken Loans
SoFi
Zillow Home Loan
American Advisors Group
Guaranteed Rate
Mission Home Loans
Caliber Home Loans
Figure
Freedom Mortgage
loanDepot
PennyMac
Discover
Credible
Bankrate
Assurance
Best Refi Rates
Direct Mortgage Quotes
FHA Rate Guide
LendingTree
Mortgage Rates Pro
Mortgage.net
Online Mortgage Loans
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