Direct Mortgage Quotes Review

Overall Score
3.9 out of 5
Not rated
Loan Volume
Not rated
Editorial Rating
4.0 out of 5


Direct Mortgage Quotes is a service that offers free refinance lender comparisons. By using their site, homeowners can get relevant results within minutes.


  • Fast lender comparisons so you don't have to search
  • Focuses on finding reverse mortgage options for homeowners over 62
  • Helps homeowners with lower credit scores find matches
Direct Mortgage Quotes is a helpful comparison service for homeowners looking for an easier way to refinance. They save homeowners time and energy by finding the best lender matches within just a few minutes -- if you're struggling with refinancing, give this a try.

Direct Mortgage Quotes Ratings

The team at considers a variety of sources and methods to determine an overall ratings score. First, a lender's Trustpilot score (or TrustScore) is factored in, when available. Truspilot, a third-party review site, is a leading source regarding customer satisfaction and consumer sentiment. From there, for lenders that publicly release their financial statements, we research loan origination volume. Loan origination volume is one way to understand a lender's solvency and transactional reliability. Next is brand strength. For lenders who have met a certain threshold of engagement on, we measure their relative popularity among our consumers. And finally, we offer our editorial ratings, which rely heavily on in-depth brand research and secret shopping.

Editor Ratings

Loan Variety
Loans Offered Include: Varies by lender
As a comparison option, you can expect a wide variety of loans when using Direct Mortgage Quotes to pick your lender. In particular, they do focus on reverse mortgage options.
Fees will depend on the lender you go with. As a comparison service, Direct Mortgage Quotes tries to connect homeowners with lenders offering the lowest rates.
Customer Service
Though Direct Mortgage Quotes does include a phone number on their site so customers can talk with loan experts, they do not offer the same level of customer service as most top lenders do.
Company Reputation
As far as customer reviews go, Direct Mortgage Quotes does not have much available. However, their service is quick and simple to start, and does prove useful to many homeowners.
Ease of Application Process
As a lender comparison site, Direct Mortgage Quotes does not provide homeowners with refinance applications -- you'll have to fill that out with your actual lender. However, they do ask a few questions about your refinance goals in order to find suitable lenders for your needs.
For Lower Credit Scores
Minimum Credit Score: Varies by lender
Though finding the right lender can be difficult for those with lower credit scores, Direct Mortgage Quotes can make things easier. They do the comparison work for you, and suggest lenders that match your needs.
For Higher Credit Scores
If you have a higher credit score, you may not need the assistance of a comparison site in order to find a lender. However, Direct Mortgage Quotes does offer a quick service for finding good rates, and can be useful for anyone struggling.

Additional Ratings

Trustpilot Rating
Not rated
  • Direct Mortgage Quotes is not rated on Trustpilot
Loan Volume Rating
Not rated
  • As a comparison service, Direct Mortgage Quotes cannot be rated for loan volume
Editorial Ratings
  • Direct Mortgage Quotes tries to make finding a refinance lender easier by offering company comparisons.

Company Background

Direct Mortgage Quotes was created to be a bridge between homeowners and refinance lenders. Using their own technology and data, they strive to provide each of their users with the best possible lender matches.