Best Refi Rates

Overall Score 4 out of 5

Overall Score 4 out of 5

Personalized Score out of 5


Best Refi Rates is a comparison service that brings lenders to homeowners. Homeowners looking for good deals on refinancing can fill out the form on this site and be contacted directly by lenders.

Review Highlights:

  • Connects homeowners directly to lenders
  • Process only takes a few minutes
  • Particularly helpful for homeowners with lower credit scores, who might have trouble finding lenders otherwise

Ratings Highlights

For homeowners hoping to spend less time researching lenders, Best Refi Rates does the research for you. After you fill out their questionnaire, they will connect you with the lenders that want to work with you most.
Loan Variety
Loans Offered Include: Varies by lender
By using Best Refi Rates to search loans, you'll be contacted by multiple lenders interested in working with you -- while which loan types they'll offer depends on the lenders themselves, you will likely have a good variety to choose from.
Costs will depend on the lender you opt for. Best Refi Rates aims to connect users with lenders willing to offer low rates.
Customer Service
When it comes to customer service, Best Refi Rates does have a simple, easy-to-use website, but it does not offer the same level of attentiveness as most direct lenders.
Company Reputation
Best Refi Rates does not have many reviews online. Overall, it is a simple comparison option that can make starting your refinance process easier.
Ease of Application Process
Best Refi Rates connects homeowners with potential lenders, and does not have a refinance application of their own. Information filled out on the site is used to match homeowners with suitable lenders and connect the two.
For Lower Credit Scores
Minimum Credit Score: Varies by lender
As it can be hard for those with lower credit scores to find lenders, Best Refi Rates' lender comparison system may be useful -- they bring interested lenders directly to you.
For Higher Credit Scores
Homeowners with high credit scores generally have plenty of lender options to choose from. However, as a convenient way to compare multiple lenders, Best Refi Rates might make the refinance process easier.

Company Background

Best Refi Rates began with the goal of simplifying the refinance research process for homeowners. Once users fill out some information, the site directly connects lenders and licensed loan experts to homeowners.