Credible
Overall Score 4.5 out of 5
Overall Score 4.5 out of 5
Personalized Score out of 5
Summary
Credible is a refinance loan service that allows homeowners to see offers from multiple lenders at once. Once a homeowner chooses a loan through them, they can complete the entire refinance process on the Credible site, with easy access to personal assistance available at any time. Their comparison system and quality customer service cut down on research time and add clarity to an otherwise complicated process.
![Credible](http://cdn.transparent.ly/img/v2/mortgage_adv/5662.webp)
Review Highlights:
- Listings from multiple lenders make comparing and finding the best option easier
- Keeps the entire refinance process, from start to finish, on their platform
- Highly rated for customer service
Ratings Highlights
As they allow you to compare several lenders at once, the types of loans Credible offers depends on their partner lenders. Customers should check the website to see exactly what options there are.
As Credible is a broker, credit score requirements will vary by lender. Based on our research, most of their options require a score of 620+, which is fairly accessible. Homeowners with a lower score are better off working with a different company.
Company Background
Credible.com was founded in San Francisco as a student loan refinancing resource in 2012. Since then, they've grown to include products related to mortgages, personal loans, credit cards and student loans.
![Credible](http://cdn.transparent.ly/img/v2/mortgage_adv/5662.webp)