Direct Mortgage Quotes

Overall Score 3.9 out of 5

Overall Score 3.9 out of 5

Personalized Score out of 5


Direct Mortgage Quotes is a service that offers free refinance lender comparisons. By using their site, homeowners can get relevant results within minutes.

Review Highlights:

  • Fast lender comparisons so you don't have to search
  • Focuses on finding reverse mortgage options for homeowners over 62
  • Helps homeowners with lower credit scores find matches

Ratings Highlights

Direct Mortgage Quotes is a helpful comparison service for homeowners looking for an easier way to refinance. They save homeowners time and energy by finding the best lender matches within just a few minutes -- if you're struggling with refinancing, give this a try.
Loan Variety
Loans Offered Include: Varies by lender
As a comparison option, you can expect a wide variety of loans when using Direct Mortgage Quotes to pick your lender. In particular, they do focus on reverse mortgage options.
Fees will depend on the lender you go with. As a comparison service, Direct Mortgage Quotes tries to connect homeowners with lenders offering the lowest rates.
Customer Service
Though Direct Mortgage Quotes does include a phone number on their site so customers can talk with loan experts, they do not offer the same level of customer service as most top lenders do.
Company Reputation
As far as customer reviews go, Direct Mortgage Quotes does not have much available. However, their service is quick and simple to start, and does prove useful to many homeowners.
Ease of Application Process
As a lender comparison site, Direct Mortgage Quotes does not provide homeowners with refinance applications -- you'll have to fill that out with your actual lender. However, they do ask a few questions about your refinance goals in order to find suitable lenders for your needs.
For Lower Credit Scores
Minimum Credit Score: Varies by lender
Though finding the right lender can be difficult for those with lower credit scores, Direct Mortgage Quotes can make things easier. They do the comparison work for you, and suggest lenders that match your needs.
For Higher Credit Scores
If you have a higher credit score, you may not need the assistance of a comparison site in order to find a lender. However, Direct Mortgage Quotes does offer a quick service for finding good rates, and can be useful for anyone struggling.

Company Background

Direct Mortgage Quotes was created to be a bridge between homeowners and refinance lenders. Using their own technology and data, they strive to provide each of their users with the best possible lender matches.