Overall Score 4.3 out of 5

Overall Score 4.3 out of 5

Personalized Score out of 5


LendingTree is a lender and broker comparison site that makes refinancing easier. Homeowners looking for a simple way to sort through all of the top lenders may find just that convenience through their site.

Review Highlights:

  • Convenient way to find multiple affordable refinance lenders at once
  • Great for both homeowners with low credit scores and those with high credit scores alike
  • Inquiry form takes just a few minutes to complete and you'll get your results

Ratings Highlights

As a quick and convenient way to find lenders, LendingTree is a great tool for finding the best refinance rates. Their platform is easy-to-use, their inquiry form is simple, and their results speak for themselves. If you're struggling to search through all of the lender options available, consider using LendingTree.
Loan Variety
Loans Offered Include: Varies by lender
As LendingTree works with multiple top lenders, they offer a wide variety of loan types. Whether it's a fixed-rate loan, an ARM, a conventional loan or a streamline loan, they have options for you.
Costs will depend on the lender you work with. As LendingTree works with the top companies in refinance lending, they are likely to find you affordable options that work with your budget.
Customer Service
As far as customer service goes, LendingTree performs fairly well. They have a phone number on their site that users can call for help at any time, their site itself is clean and simple, and they have resources including a refinance calculator.
Company Reputation
As a company, LendingTree is well-liked online. Customers appreciate the convenience they offer, and find that it makes the refinance process easier in most cases.
Ease of Application Process
As LendingTree works to find you multiple lender and broker options that might work for you, they do not have an actual application -- what they do have is an inquiry form, which is quick to fill out.
For Lower Credit Scores
Minimum Credit Score: Varies by lender
The minimum credit score will depend on the actual lender you go with. As LendingTree works with the top refinance lenders, homeowners with lower credit scores can expect to find options through their service.
For Higher Credit Scores
LendingTree works with the top lenders in the refinance market, so homeowners with high credit scores can find affordable refinance loans with their help.

Company Background

Founded in 1996 and headquartered in North Carolina, LendingTree is an online marketplace that allows users to compare rates on a variety of financial services and products. Now operating over several brands, the company strives to make financial services approachable for everyone and is now the largest lending marketplace in the country.