Best Refi Rates Review

Overall Score
4 out of 5
Not rated
Loan Volume
Not rated
Editorial Rating
4.0 out of 5


Best Refi Rates is a comparison service that brings lenders to homeowners. Homeowners looking for good deals on refinancing can fill out the form on this site and be contacted directly by lenders.


  • Connects homeowners directly to lenders
  • Process only takes a few minutes
  • Particularly helpful for homeowners with lower credit scores, who might have trouble finding lenders otherwise
For homeowners hoping to spend less time researching lenders, Best Refi Rates does the research for you. After you fill out their questionnaire, they will connect you with the lenders that want to work with you most.

Best Refi Rates Ratings

The team at considers a variety of sources and methods to determine an overall ratings score. First, a lender's Trustpilot score (or TrustScore) is factored in, when available. Truspilot, a third-party review site, is a leading source regarding customer satisfaction and consumer sentiment. From there, for lenders that publicly release their financial statements, we research loan origination volume. Loan origination volume is one way to understand a lender's solvency and transactional reliability. Next is brand strength. For lenders who have met a certain threshold of engagement on, we measure their relative popularity among our consumers. And finally, we offer our editorial ratings, which rely heavily on in-depth brand research and secret shopping.

Editor Ratings

Loan Variety
Loans Offered Include: Varies by lender
By using Best Refi Rates to search loans, you'll be contacted by multiple lenders interested in working with you -- while which loan types they'll offer depends on the lenders themselves, you will likely have a good variety to choose from.*
Costs will depend on the lender you opt for. Best Refi Rates aims to connect users with lenders willing to offer low rates.**
Customer Service
When it comes to customer service, Best Refi Rates does have a simple, easy-to-use website, but it does not offer the same level of attentiveness as most direct lenders.
Company Reputation
Best Refi Rates does not have many reviews online. Overall, it is a simple comparison option that can make starting your refinance process easier.
Ease of Application Process
Best Refi Rates connects homeowners with potential lenders, and does not have a refinance application of their own. Information filled out on the site is used to match homeowners with suitable lenders and connect the two.
For Lower Credit Scores
Minimum Credit Score: Varies by lender
As it can be hard for those with lower credit scores to find lenders, Best Refi Rates' lender comparison system may be useful -- they bring interested lenders directly to you.
For Higher Credit Scores
Homeowners with high credit scores generally have plenty of lender options to choose from. However, as a convenient way to compare multiple lenders, Best Refi Rates might make the refinance process easier.

Additional Ratings

Trustpilot Rating
Not rated
  • Best Refi Rates is not rated on Trustpilot
Loan Volume Rating
Not rated
  • As a comparison service, Best Refi Rates cannot be rated for loan volume
Editorial Ratings
  • Best Refi Rates works to make refinancing faster and easier by offering lender and rate comparisons.

Company Background

Best Refi Rates began with the goal of simplifying the refinance research process for homeowners. Once users fill out some information, the site directly connects lenders and licensed loan experts to homeowners.